Plan for Christmas Now and Save Big

How to Survive Christmas without being a Scrooge

christmas sales
There’s so much pressure on us to overspend at Christmas – especially when it comes to our adorable offspring – that it’s prudent to begin your planning right now. With smart shopping, you can offer them the same fabulous Christmas without the hefty price tag.

First, set an overall budget that you’re willing to spend at Christmas. This is going to need to include everyone that’s going to get a gift – don’t forget people like your kids’ teachers, your cleaner, or anyone else you usually give a little Christmas cheer to.

Now, take your gift budget and split it by how much you want to spend per person. Write this all down in your Christmas budget – and be sure to stick to it no matter what.

Sales are a top way to save on those presents. With pre-Christmas sales, online sales and special discounts competing for your Christmas dollars, retailers must do all they can to offer you the best price.
But why pay full price for something? When clothes shopping, check online for the same item and you’ll often find the very same item, including US-made, for a fraction of Australian retail prices. Even when you’re in a store, don’t be afraid to ask for a further discount. Retailers are often happy to take a small drop in their profit margin to make sure they get that sale.

Take advantage of online auction and swap shops like Gumtree, Freecycle and eBay. Here you can often get incredible bargains on hard-to-find items. For extra points, sell items that you don’t currently use. See if you can end up getting your Christmas shopping for free by selling more than you buy!

Finally, Christmas is about receiving gifts as much as it is about giving them. Woohoo! Take the opportunity to receive items that you really need. To do so, you’re going to need to let your friends and family know what you really want for Christmas, something some of us feel shy doing.

But once they know, you’ll find opening your presents on Christmas day will leave you with a big pile of useful items instead of the usual dross, a happy family by your side, and a wallet that’s taken a smaller dent than usual. Leaving you feeling more secure, and ready to start the new year on a solid footing.